@ronlieber @RedTapeChron I’ve negotiated for servicers to wipe certain credit info & I’m always profoundly astounded how simply they do it.

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If data mining is annoying, credit reporting is evil. We've been working hard to build a registry of all the "other" credit reporting agencies, as well as free tools to help people request their credit files and scores.

Check it out at https://SpecialScores.com.